Stem cell banking and insurance are very different. They don’t replace one another.

Insurance is reactive. It usually kicks in when something goes wrong, helping cover the costs of investigations, surgeries and treatments.

Whereas stem cell banking is more proactive. It helps your pet in two main ways:

• Right now: It locks in their healthy cells so they have access to more safe, proven and highly effective treatment options for common conditions now, such as arthritis and joint issues, and others in future (such as skin conditions as stem cell treatments evolve)
• In future: We’re also working toward a future where you’ll have access to deeper health insights about your pet to identify disease markers so you can intervene early to prevent and minimise pain

Every Elita banking service guarantees enough stem cells for up to 10 treatments. Some pets may yield even more depending on their biology, but 10 draws is our baseline guarantee, so you can bank once and be ready for life.

This covers long-term storage in liquid nitrogen, continuous quality checks, cell monitoring, and our science team’s work to ensure your pet’s cells are ready and viable when you need them.

Banking early means better cells and better value. Your dog’s stem cells are at their best when they’re young and healthy, and early banking locks in our first access pricing. It’s a one-time step that protects your pet for life.

We know life can be unpredictable. You can cancel anytime after the 24-month minimum. In the awful event that your pup crosses the rainbow bridge, you’ll have the option to donate their cells to support the future of pet medicine.